Monthly Budget Planner

Enter your monthly take-home income and typical expenses. You'll see your total spending, what's left over, and how your plan compares to the popular 50/30/20 guideline.

Runs entirely in your browser. Nothing you enter is sent or stored.

IncomeMonthly take-home pay (after taxes)

Needs

Rent or housing payment

Utilities (electric, gas, water)

Groceries

Transportation (gas, transit, car costs)

Insurance

Childcare

Phone & internet

Wants

Dining out & takeout

Subscriptions & streaming

Entertainment & hobbies

Other spending

Your monthly picture

Needs: $0
Wants: $0
Total spending: $0
Left over: $0

Compared with 50/30/20

A common guideline: about 50% of take-home pay for needs, 30% for wants, and 20% for savings.

This tool is for general educational planning only and isn't financial advice. Results are estimates based on the numbers you enter.

Read: Building a Simple Household Budget →